Privacy Policy

1. Information We Collect

When you submit a loan request or interact with our website, we may collect the following types of personal information:

• Contact details (e.g., full name, phone number, email, address)
• Employment and income information
• Bank account and routing information
• Social Security Number (SSN) or Tax Identification Number (where permitted)
• Pay frequency and deposit schedule
• Device identifiers, IP address, and browser data
• Loan request details and form submissions

We may also collect additional data from:

• Data brokers or marketing partners
• Credit reporting agencies (e.g., Experian, Equifax, TransUnion)
• Affiliates or third-party service providers

2. How We Use Your Information

We use your information for the following business purposes:

• To operate our lead generation and referral services
• To match you with lenders, service providers, and marketing partners
• To process your request and provide relevant offers
• To communicate with you via phone, SMS, email, or prerecorded messages
• To comply with applicable legal requirements
• For research, analytics, and improvement of our services
• For customer support and recordkeeping

YourLocalLoan may also use your data for marketing purposes, including direct marketing via email or SMS, where legally permitted.

3. How We Share Your Information

YourLocalLoan shares your information with nonaffiliated third parties, including:

• Lenders and financial service providers
• Marketing partners and ad networks
• Data processors and technical service providers (e.g., CRM and hosting platforms)

Sharing is done to:

• Process your inquiry
• Provide personalized offers or promotions
• Facilitate email and SMS communications
• Track marketing and lead conversion performance

You cannot opt out of this sharing and still use our service. Do not submit your information if you do not consent.

4. Your Choices and Rights

You may opt out of future marketing emails or SMS messages by following unsubscribe instructions in those communications.

Depending on your state of residence, you may have rights under specific consumer privacy laws, including:

• Requesting access to your personal data
• Requesting deletion of your personal data
• Requesting correction of inaccurate information
• Opting out of targeted advertising

To exercise any of these rights, contact us at legal@yourlocalloan.com.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information. These include:

• Secure sockets layer (SSL) encryption
• Firewalls and intrusion detection systems
• Role-based access controls
• Encrypted data storage where applicable

6. Data Retention

We retain your personal information for as long as needed to:

• Fulfill our services
• Comply with legal obligations
• Enforce our agreements
• Support marketing and analytics (in accordance with your preferences and applicable law)

7. Children's Privacy

Our site is not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.

8. State-Specific Disclosures

California, Colorado, Connecticut, Virginia, Utah Residents

You may have additional rights under your state privacy laws. Please contact us for details on how to exercise those rights.

Vermont Residents

We will not share your information with nonaffiliated third parties without your consent, except as required by law.

Nevada Residents

You may be placed on our internal Do-Not-Call list by contacting us. You may also contact:

Office of the Nevada Attorney General
555 E. Washington Street, Suite 3900
Las Vegas, NV 89101
(702) 486-3132
BCPINFO@ag.state.nv.us

North Dakota Residents

We do not share your information with nonaffiliated third parties without your express consent, unless allowed by law.

9. Updates to This Policy

We may update this Privacy Policy at any time. Any changes will be posted with an updated Effective Date. Continued use of the Site after updates constitutes your acceptance.

10. Contact Us

For questions, concerns, or to exercise your rights under this policy:

YourLocalLoan
Email: legal@yourlocalloan.com

Apply Now